It was the last day of 2015. I stopped by McDonald's to have McMuffin, Hashbrown and Large Coffee. While eating, I noticed Bloomberg TV channel being turned on and Stock Markets news being broadcast. My trading account was losing money but my IRA account gained significantly and my 401K account kept growing due to employer's contributions. As I tweeted, my pension is not significant and the contributions will be stopped pretty soon due to the change of company's policy. However, at age of 65, I will still be able to cash out to support my monthly expenses till I die. I can foresee my humble lifestyle of my retirement with a new car to cover another 20 years of my life till 85 without car loan, definitely I won't have mortgage then either:
- Meal: $30 per day, $900 a month;
- Fuel: $200
- Cascast Bundled Services (Phone+Internet+TV): $250
- Cell Phone: $150
- Utilities (Water+Garbage+Gas+Electricity): $250
- Gym Membership: $40
- Medical Expenses (co-pay): $210
Total Mandatory Monthly Expenses: $2,000
Combining my pension/IRA/401k, I think this can be covered for the rest of my life.
I do have ability of earning $40 an hour for any consulting assignment with my lifelong professional skills in Finance/Accounting/Economics easily. If I work 20 hours a week, I can make $3,600 a month, $36,000 a year given 10 months of working, then I will use the extra money to dine out, buy new clothes/shoes, watch movies/game/shows and travel.
After working out at gym, I drove to Safeway to get my medications refilled while buying chips, salsa and other snacks. The gals at pharmacy were very busy, I had to wait for an hour. However, their waiting room was very comfortable, so I even took a nap there.
Coming back home, I caught the last minute on Peach Bowl in which Houston won the bowl.
I was so excited to start watching Orange Bowl. As I shared, I have been trying to watch every bowl game since 15 years ago, especially during mid-2000 before my parents and son moved to State to live with me. Clemson wasn't one of the top teams then, so you couldn't find them in BCS games. Oklahoma was a frequent participant in those years. In the first half, two teams matched up pretty closely, Clemson was very competitive anyway.
Sooners played very well during a period of time.
At the end of 1st half, Oklahoma actually led the game after intercepting a ball in their red zone.
I fell into sleep in most of the 3rd Quarter in which Clemson seemed overtaking the game and made a big margin. After an interception in front of Clemson's end zone, Oklahoma gave the game up. As far as I could view, Clemson's fans were probably the most enthusiastic in these college football playoffs, they deserved going to National Championship.
The other playoff game was between Alabama and Michigan State in Cotton Bowl. Even Bama wasn't a BCS team 10 years ago. At the beginning, Bama got a Pass Interference call.
Offenses of both teams hadn't been effective until late 1st half when Bama started performing. However, Michigan State struggled through the end of the game. Bama eventually shut them out.
Ok, another year would come and I felt pretty calm without any emotions.
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